Constantinople is the first of its kind: an all-in-one software and operational platform for banks. We host and manage your bank’s customers directly on our cloud-native infrastructure. We support a full-suite of banking products which are branded as your own, together with all operational services needed to run your bank.

Constantinople’s state-of-the-art platform frees you from running expensive infrastructure and replaces manual operational and compliance processes with automation at scale.

By removing the operational complexity of banking, Constantinople allows you to focus on your customers and the business of banking.

The Role

As we continue to build out our lending product suite, we looking for an experienced credit risk professional who can work alongside our client banks to implement and operationalise their credit policies. You will also work closely with internal Product and Engineering teams to understand the product roadmap, and inform the associated build required for credit decisioning, ongoing assessment, collections and hardship decisioning. You will own the credit configuration that is offered on our platform, with an objective to entirely automate credit decisioning and lifecycle across all lending products.

What You’ll Do

• Own the development of the platforms credit capabilities and implementation of credit strategies that can be configured by our clients based on their risk appetite, framework and policies
• Effectively engage with our clients and internal product and engineering teams to ensure that client credit policy requirements can be automated or otherwise fulfilled by platform configuration
• Own and implement automated controls over all elements of credit risk implementation on platform to ensure our client’s exposures are managed in line with relevant regulatory requirements
• Lead testing and assurance programs internally and with external auditors where required
• Utilise data to identify areas of improvement and then collaborate with cross functional internal teams to deliver on-going improvements to processes, tooling and frameworks
• Manage and develop appropriate business requirement artefacts to enable clear and concise communication to our clients
  
  

Who You Are

• Credit risk subject matter expert with comprehensive experience in developing and implementing credit policies, frameworks and strategies from scratch
• Deep understanding of credit risk across both Retail and Business lending, and across both secured and unsecured products
• Adept at navigating uncertainty and complexity, and comfortable working both independently and in a team
• Hands-on, execution-orientated, and able to deliver impact whilst bringing strong subject matter expertise rigour
• A bias towards action and an ownership mindset, and working on whatever it takes to solve problems and delight users
• Have a keen eye for detail, a high bar for quality and strong communication skills - both oral and written
• Startup experience is valued highly
  
  

Application Process

If this sounds like the kind of opportunity you've been looking for, select the 'Apply Now' button below to submit your cover letter and resume. Use your cover letter to introduce us to you; we want to know who you are, what you've worked on and why you think you'd be a great addition to the Constantinople team.

Inclusion

To build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal-opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, colour, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.

We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us. We will treat your request as confidentially as possible. In your email, please include your name and preferred method of contact, and we will respond as soon as possible.